Workshop and mobile tyre businesses

Tyre Fitter Insurance

Protection for tyre stock, fitting equipment, customer vehicles, employees and mobile operations.

Specific needs

Tyre businesses combine retail, workshop and road risks

The policy should reflect whether tyres are fitted at a fixed site, at customers’ premises or roadside; the value of stock held; the equipment used; and whether the business also undertakes alignment, servicing, MOT or mechanical work.

Stock

Tyres, wheels, valves and other parts at the premises or in transit.

Equipment

Tyre changers, balancers, compressors and alignment systems.

Customer vehicles

Vehicles being moved, worked on or road-tested.

Mobile operations

Fitting vans, tools and roadside public liability.

Employees

Employers’ liability and safe systems of work.

Business interruption

Loss of income after insured damage to premises or key equipment.

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