Accidental damage, theft and movement of customers’ vehicles need careful consideration.
Motor trade insurance
Vehicle Valeting and Detailing Insurance
Whether you work from dedicated premises, visit customers or operate within dealerships, the right protection should reflect where you work and which vehicles you handle.
General pre-launch information only. No quotations are currently available.
The business model changes the risk
A mobile valeter who drives customer vehicles has different exposures from a fixed-site detailing studio. Some businesses offer ceramic coatings, paint correction or high-value vehicle storage, while others provide volume cleaning for dealers and fleets.
Describe every service accurately, including whether vehicles are collected or delivered, whether keys are held overnight and the maximum value of any vehicle in your custody.
Damage to property, slips, chemical use and injury to members of the public or employees.
Cleaning equipment, stock, fixed premises, contents and potential business interruption.
Questions insurers may ask
- Do you move or road-test customer vehicles?
- Are keys or vehicles kept overnight?
- What is the highest vehicle value?
- Do you work at third-party premises?
- Which chemicals and treatments are used?
- Do you employ staff or subcontract work?
Mobile operation?
Review the mobile mechanic page for additional guidance on working away from your own premises.
Explore mobile-trade risks →