Cover for business vehicles, drivers, tools and stock carried, subject to policy terms.
Cover for glazing specialists
Windscreen Repair and Replacement Insurance
Insurance guidance for mobile and premises-based automotive glazing businesses carrying out chip repairs, replacements, calibration and related work.
Pre-launch information only. CoverPilot is not currently arranging insurance or providing quotations.
Modern glazing work can involve more than replacing glass
Many windscreens now interact with cameras, sensors and advanced driver-assistance systems. A business may need to explain whether it carries out calibration itself, subcontracts it, or simply replaces glass before another specialist completes the process.
Mobile operators also face risks involving vans, tools, glass stock, work at customer locations and accidental damage to vehicles.
Protection for accidental damage while vehicles are in the business’s custody or being worked on.
Public, employers’ and product liability, including completed work exposures.
Details to Prepare for Windscreen Cover
Describe the proportion of mobile and premises work, annual turnover, employee numbers, vehicle types handled, maximum glass stock, use of subcontractors and any calibration services.
Focused commercial insurance guidance
Keep mobile glass work simple to describe
Windscreen repair can take place at a workshop, customer site or roadside location. The work may involve tools, customer vehicles and driving between jobs.
Describe where work happens and how customer vehicles are protected. Include any fitting, calibration or other services that form part of the business.
- List the services offered.
- Explain mobile working.
- Value tools and equipment.
- Describe customer vehicle controls.
A clear description helps match the cover to the actual work.