Claims alleging injury or property damage arising from your business activities.
Commercial protection
Business Insurance With a Clearer Flight Plan
Bring together the covers that protect your people, property, income and responsibilities, shaped around what your business actually does.
Built around the business
Start with exposures, not product names
A business can face claims from employees, customers, professional advice, damaged property, cyber incidents and interruption to trading. The appropriate combination depends on contracts, turnover, staff, locations, equipment, customers and the consequences of being unable to operate.
Common cover
Protection that can work together
Protection for employee injury or illness claims and a legal requirement for most employers.
Claims arising from professional advice, design, errors or omissions.
Buildings, contents, machinery, stock and portable equipment.
Lost income and additional costs following an insured event.
Incident response, data risks, interruption and liability following cyber events.
Contracts and limits
Your customers may set minimum insurance requirements
Contracts can require particular liability limits, indemnities, territorial scope or professional cover. Meeting the headline limit is not enough if the policy excludes the activity or contract obligation concerned.
Review when you
- Take on employees
- Move premises
- Sign a major contract
- Launch a new service
- Buy expensive equipment
- Increase turnover significantly
Preparing to launch
Commercial cover made easier to navigate
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