Recovery and roadside operators
Vehicle Recovery Insurance
Recovery operators can face road, custody, loading, roadside and liability risks. The policy needs to match the vehicles used and the work actually undertaken.
Custody starts before the vehicle reaches your yard
Damage can occur while loading, transporting, unloading or storing a customer vehicle. It is important to understand whether the policy covers the vehicle being recovered, the recovery unit, liabilities to third parties and any storage exposure.
Specialist work involving HGVs, motorcycles, prestige vehicles, police contracts or motorway recovery should be declared clearly.
Cover may include
- Recovery vehicle road cover
- Customer vehicles in custody
- Public and employers’ liability
- Tools and equipment
- Premises and compounds
- Business interruption